Mission
The Two Harbors Area Fund is entrusted with the responsibility to enhance the quality of life of the residents of Two Harbors and the surrounding areas.

Through its committee of community leaders, the Fund:

• serves as a resource and catalyst for giving;
• attracts and manages a growing endowment for our area's future;
• provides a flexible vehicle and quality service for donors with varied philanthropic interests; and
• identifies and effectively responds to emerging and changing community needs through strategic grant making.

What is a Community Foundation?
Community foundations are a unique way to encourage local philanthropy and to secure charitable resources for the community. Together, charitable donors, community leaders, and service providers work to create solutions to challenges at home. The gifts of many contributors are managed by the community foundation and the income from these resources is distributed to a wide variety of causes. It's a philanthropic choice that minimizes costs and maximizes charitable impact.

What is the Two Harbors Area Fund?
The Two Harbors Area Fund, established in 1998, is an affiliate fund of the Duluth-Superior Area Community Foundation.

Area residents created the Two Harbors Area Fund to serve as a community resource and catalyst for giving while providing a greater sense of identity to residents in the Two Harbors area.

The Two Harbors Area Family of Funds includes: Two Harbors Area Fund, LaBounty Family Fund, Lyle and Trish Northy Family Fund, and Two Harbors Area Operating Fund.

As an affiliate fund of an established Community Foundation, the Two Harbors Area Fund enjoys the benefit of an experienced staff, administrative support, and the advantage of pooling resources for investment. The Duluth-Superior Area Community Foundation is a tax-exempt public charity.

Who decides how the Funds are distributed?
The Two Harbors Area Fund Advisory Board is made up of residents, business leaders, and others with significant ties to the region representing the broad interests of the community. Unless restricted by the donor at the time of the gift, grant allocations are recommended by the Grant Guidelines and Review Committee of the Advisory Board. In turn, those recommendations must be approved by the Board of Trustees of the Duluth-Superior Area Community Foundation, which has legal responsibility for final distribution of funds. Grants from the Two Harbors Area Fund support projects in five areas: arts, civic projects, education, environment, and human services. Grant guidelines are available.

How are the Assets administered?
The Duluth-Superior Area Community Foundation provides sound investment management. By pooling individual gifts and/or funds, one can realize economies of scale through the association with the Duluth-Superior Area Community Foundation's investment portfolio.

Join us!
We invite you to consider how the Two Harbors Area Fund can help you accomplish your charitable goals. Donors often choose to honor loved ones with gifts given in their memory or in celebration of an event in their lives (marriage, anniversary, etc.).

Together, the Two Harbors Area Fund and the Duluth-Superior Area Community Foundation offer various types of funds to accommodate diverse philanthropic interests and giving styles.

Gifts to our UNRESTRICTED FUND are the most flexible and responsive to meet changing community needs. Gifts in any amount are gratefully accepted at any time. RESTRICTED FUNDS, including Field of Interest Funds, Designated Funds, Scholarship Funds, and Donor Advised Funds, can be created to meet specific charitable needs. A description of these fund options is included in the Ways to Contribute section. All contributions are tax deductible as provided by law.

Create a Lasting Legacy
There are many ways to make a lasting gift to the community. Donors can designate gifts to the Two Harbors Area Fund, an affiliate fund of the Duluth-Superior Area Community Foundation, in many forms, including: cash, stocks, bonds, real estate, life insurance, and IRAs. Consider joining those who have made a bequest in their will to benefit the Two Harbors area. A description of these options is included in the Ways to Contribute section.

Grants from the Two Harbors Area Fund
From 1999 to 2005, the Two Harbors Area Fund has awarded more than $83,703 in grants to nonprofit organizations. In 2005, $15,500 was awarded to these organizations:

• Lake County Volunteer Search and Rescue: $5,000 for Training on VideoRay ROV underwater camera
• Lake Superior School District #381: $1,000 for KIDS & Co. Summer Enrichment
• Lake Superior School District #381: $2,500 for Two Harbors High School Advanced Welding
• Neighbor to Neighbor Thrift Store: $5,000 for General Operating Support
• Two Harbors Folk Festival: $1,000 for Two Harbors Folk Festival
• Two Harbors High School All-Class Reunion: $1,000 for Database and DVD Production

Two Harbors Area Fund Advisory Board
Dean T. Croft, Chair, Two Harbors Federal Credit Union
Russell H. Conrow, Vice Chair, Lake County Attorney
Barbara H. Hamilton, Secretary/Treasurer, Louisiana-Pacific Corporation
Gordy Anderson, Two Harbors Area Chamber of Commerce
Jim Borash, Waste Management
Anna M. Bradley, Community Representative
Peter F. Jeronimus, The Lake Bank
Terry B. Johnson, Sonju Motor Inc.
Jerry Lehman, Advanstar Communications
Meredith MacDonald, Student Representative
Lyle W. Northey, School Superintendent, retired
Gary Olsen, Hahn Machinery, Inc.
Bob Olund, Electric Shop True Value
Angie Tobeck, Wells Fargo Bank Minnesota
Joseph F. Zastera, Business Owner, retired

Staff:

Becky Byers Strand
Development Officer
Duluth-Superior Area Community Foundation
218-726-0232
bbstrand@dsacommunityfoundation.com

Holly C. Sampson
President
Duluth-Superior Area Community Foundation
218-726-0232
info@dsacommunityfoundation.com